Our Business Services

Business Savings Accounts

Money Market Savings & Certificates of Deposit**

Want to set aside funds for the future and watch your savings grow? A money market savings account or certificate of deposit could be the right choice for you. Rates, fees and terms will vary, so speak with a Customer Service Representative for more information.

All accounts and related products are subject to various fees and charges. Complete account disclosures, including current interest rates and fees, are available upon request.

**$1,000 minimum required opening deposit.

Remote Deposit

With Chesapeake Remote Deposit from you can now deposit your checks without ever leaving the office. Simply scan your checks from your desk, and they’re transmitted into your account electronically—without having to make a trip to the Bank. Funds are available for use more quickly, and your transactions are processed safely on a secure, dedicated network.

Internet Banking

Secure, convenient access to your accounts 24 hours a day, 7 days a week. With internet banking, you can view your account balances and detailed transaction history, export your account transaction data to QuickBooks (2005 or newer), Microsoft Money or Excel, transfer money between accounts, originate ACH transfers (e.g. Payroll), make loan payments, and even re-order checks. Visit www.chesapeaketrust.com to view a demo and enroll today. All accounts and related products are subject to various fees and charges. Complete account disclosures, including current interest rates and fees, are available upon request.

Business Conveniences

Chesapeake Bank and Trust offers a variety of other conveniences that make running your business easier, including:

Telephone banking

Visa debit cards

Merchant card services

Wire Transfers

Secure night drop access

Safe deposit boxes

Lines of Credit

Business lines of credit can provide you with easy access to credit for periodic short-term borrowing needs. Lines of credit offer flexible repayment options to help you manage the peaks and valleys of cash flow.

Term Loans

Need a specific amount of credit for a specific purpose? We can provide you with a loan that features principal and interest repayment terms over a fixed period of time. Business term loans are perfect for expansion projects, equipment or inventory purchases.

Commercial Mortgages

Whether you are purchasing a new commercial property or need to make improvements to your existing property, we can provide the financing solution that makes the most sense for you and your business.

Lending Customization

Chesapeake Bank and Trust Company’s business lending products are customized for your needs. Availability of products and approval are subject to credit eligibility. Speak with a member of our lending team for more information.

Chesapeake Remote Deposit

Deposit checks quickly and easily, without a trip to the Bank!

Benefits of Remote Deposit

• Deposit checks in just a few minutes, start to finish 
• Lower your transportation and payroll expenses
• Later deposit credit cutoff than at Branch
• Access historical data to view and print images of deposited checks
• Bank on your schedule – submit deposits 24/7

What is Chesapeake Remote Deposit?

Chesapeake Remote Deposit is a simple and efficient way to deposit checks electronically, without ever leaving the comfort of your office. With remote deposit, you can scan an image of a check and then deposit the image into your Chesapeake account electronically, rather than make a trip to the bank to deposit the original paper check.

• Flawless Document Handling
• Highly-secure encrypted data communication
• Elegantly simple, flexible and scalable system
• MICR Read Accuracy
• Superior Image Quality Chesapeake Remote

Deposit clients utilize compact and reliable check scanners to capture a digital image of their check deposits at their office. The MICR line and check images are archived for storage and retrieval purposes, and are transmitted to the bank for processing via secure software and an encrypted data connection.

How does it work?

1. Scan your checks using a desktop check scanner obtained from Chesapeake. All you need is a computer and internet connection.

2. Confirm the amount being deposited matches the amount you indicated.

3. Send the check images to us using an encrypted Internet connection.

4. Chesapeake deposits your funds every business night. Chesapeake Remote Deposit gives you the flexibility to manage your business on your schedule.

Once you’re up and running, you’ll be able to make deposits from your home or office for a low monthly fee. You can make unlimited deposits, enjoy later deposit cut-off times, and save yourself a lot of time—without leaving the office. Remote Deposit Online is helpful, convenient, and makes sense for your business. With Chesapeake Remote Deposit, you’ll have more time to do what you need to do: run your business!

Mobile Deposit for Small Business

Deposit up to 25 checks per month into your business checking account with our convenient Mobile Banking app. This feature is perfect for small businesses that do not require the use of higher volume remote deposit capture technology, but need the flexibility to deposit checks without visiting the bank or post office.

Monthly fee applies. For full terms, conditions and eligibilty, contact a Customer Service Representative at 410-778-1600.